The definition of 'Person' includes which of the following?

• A. One or more individuals
• B. Corporations
• C. Trusts
• D. All of the above

Answer: (D)

The key idea is that the term “person” in fair housing and fair lending contexts is defined broadly to include not only individuals but also legal entities. This broad definition ensures accountability no matter the form of the actor. Because of this, a person can be one individual, but it can also be a corporation or a trust, among other entities. Laws often specify that corporations, partnerships, trusts, associations, legal representatives, or successors in interest can be treated as a “person” for purposes of liability and rights under the statute. Since all of these are included, the most accurate answer is that all of the above are considered “persons.” This matters because discriminatory actions can be attributed to either an individual or an organization, preventing loopholes where a discrimination claim could be avoided by acting through a separate legal entity.